Terms of Use and Privacy & Security Policy

Last modified: 28 July 2014

At Bad Credit Car Dealerships, we make it a priority to protect the personal information you provide to us. As part of our ongoing efforts to ensure that your rights are fully respected, we prepared, a code concerning the protection of personal information. We are committed to this privacy code as are all our employees, while offering you the opportunity to obtain an automobile loan through our network of participating auto dealers.


Personal information obtained in this form is highly secured and protected. We utilize the same security standards as all the major financial institutions and banks. Be sure you always surf in a secure environment when transmitting confidential data. To be assured that the site you are visiting is secure, the protocol HTTPS followed by the domain name must always be displayed in the address bar (not HTTP) Ex: https://www.bad-credit-car-dealerships.com. Also when you don't see a security icon (closed padlock) displayed on your PC, or when you notice an open padlock, this means the security of any Internet transaction or data transmission is not secured and could be intercepted by a third party. Generally, the security icon is displayed in the status bar on the lower right hand side of the screen, please consult your browser for details. Once you have completed and submitted the online form, it is stored on a secure server and the information it contains cannot be intercepted by a third party.

What we do with your personal information

When you complete and submit the request form, you certify that all of the statements in the application are true and complete and are made for the purpose of obtaining credit. We transmit your request to a participating auto dealer who can assist you in obtaining an auto loan. To be able to offer you these services, we request basic information from you. For this reason, your name, date of birth, email, telephone number, address, income, and employment information are necessary. We do not require nor do we request your social insurance number on this form. Bad Credit Car Dealerships does not receive nor consult your personal credit file. However, our participating auto dealer may request such information to process an official car loan application. Only participating auto dealers are authorized to process these inquiries and will therefore have access to the information you provided. Our participating automobile dealers are also required to respect confidentiality and non-current files are systematically destroyed. The information provided will only be used for the present request to supply you the services you have requested. We do not disclose or sell your information to non-affiliated third parties. By submitting your email address or phone number, you allow us, to include you on our contact lists to send you information about our products, services and promotions that we believe may be of interest to you. You may revoke consent at any time by clicking on the "Unsubscribe" link in your email.

We are not a broker nor an agent

Our site, bad-credit-car-dealerships.com, does not function as a buyer's or seller's agent in any way, is not compensated based on a dealer's success or failure in consummating any transaction, and does not represent any party in any transaction. bad-credit-car-dealerships.com is solely an advertising and referral service which pairs interested buyers with sellers which may meet the buyer's conditions. The submission of a request form does not constitute a pre-approval of credit and is not an application for credit. We do not facilitate nor do we arrange credit.

E-mail communications

The messages you send via e-mail to Bad Credit Car Dealerships or from elsewhere in the Web site are generally not secured during transmission. It is therefore important not to include any personal or confidential information in such messages. Bad Credit Car Dealerships cannot be held liable for any damages resulting from the interception, loss or modification of any e-mail message you send using these sections.

Links to third party Web sites

For your convenience, Bad Credit Car Dealerships may provide links to the sites of third parties or parts of their sites. However, Bad Credit Car Dealerships has no control over the content or operation of these sites, nor does it control the confidentiality or privacy practices of the site operators. Consequently, any personal information you submit through such sites is governed by the privacy policies of the sites in question. It is therefore your responsibility to find out about their policies in order to protect information that concerns you.

Cookies & IP Address

We may use a statistical software program on some pages of our site to determine which pages have been visited. These statistics are used to improve our site. No personal information can be collected while navigating our site. Your IP Address is a number that is automatically assigned to the device that you are using by your Internet Service Provider. Collecting IP Addresses is standard practice on the internet and is done automatically by many web sites. We use IP Addresses for purposes such as calculating Site usage levels, helping diagnose server problems, for compliance and security purposes and administering the Site.

Your acceptance of these terms

By submitting this request form, you agree to the collection, use and disclosure of your Personal Information as set out in the Bad Credit Car Dealerships Terms of Use and Privacy and Security Policy. If you do not agree to this policy, do not submit your personal information on this form.

Policy Changes

To accommodate changes in our website, changing technology, and legal developments, this Terms of Use and Privacy and Security Policy may be changed from time to time in our discretion and without any prior notice or liability to you or any other person. The collection, use and disclosure of your Personal Information will be governed by the version of this Policy in effect at that time. New versions of this Policy will be posted on this website. Your continued dealings with us or your use of the website subsequent to any changes to this Policy will signify your consent to the collection, use and disclosure of your personal information in accordance with the changed Policy. Accordingly, when you use the website you should check the date of this Policy and review any changes since the last version. You should also bookmark this page and periodically review this Policy to ensure that you are familiar with the most current version.


If you have questions relating to this Terms of Use and Privacy and Security Policy or the retention or use of your Personal Information, or wish to withdraw your consent for us to use your Personal Information, please contact us at: info@bad-credit-car-dealerships.com